Last updated: [DATE — set this when you publish.]
1. What Transakt is
Transakt is a loan facilitation and credit distribution business. Transakt is not a bank, not a non-banking financial company, and not a lender. We do not lend money, we do not approve loans, and we do not decide interest rates. Every decision on eligibility, amount, pricing, sanction and disbursement is made by the lender, in their sole discretion, after their own assessment.
2. Nothing here is an offer of credit
The information, ranges, calculations and guidance on this website are indicative and for general information only. They are not an offer of credit, a commitment to lend, a quotation, or a guarantee of approval on any terms. Any figure produced by a tool on this site is an estimate based on assumptions that may not match your circumstances or any lender’s current policy.
3. Accuracy
We take reasonable care to keep the information here accurate and current, but interest rates, lender policies, eligibility criteria and regulations change frequently and without notice. We do not warrant that everything on this site is current or complete at the moment you read it. Always confirm the position with your advisor before acting on anything.
4. The information you give us
You agree that the information you provide is accurate to the best of your knowledge. Loan applications are assessed on the documents you supply, and inaccurate information wastes your time as well as ours — and, in some circumstances, may amount to misrepresentation to a lender.
5. Fees
Transakt does not charge you for using this website, checking your eligibility, or speaking to an advisor. Where any fee would ever be payable by you for a specific service, it will be disclosed to you in writing and agreed before that service begins. [CONFIRM this reflects Transakt’s actual fee position before publishing.]
6. The AI assistant
The assistant on this site provides general information and indicative guidance. It is not a lender, not a financial adviser, and not a substitute for professional advice. It cannot approve anything or commit any lender to anything. Do not rely on it for tax, legal or investment decisions.
7. Third parties
Where this site links to a third-party website, we are not responsible for its content, its accuracy or its privacy practices.
8. Intellectual property
The content, design, tools and calculation logic on this site belong to Transakt. You may use them for your own purposes. You may not copy, republish or commercially exploit them without our written permission.
9. Limitation of liability
To the extent permitted by law, Transakt is not liable for any loss arising from your reliance on information on this website, from a lender’s decision, or from the unavailability of this site. Nothing here excludes liability that cannot lawfully be excluded.
10. Governing law
These terms are governed by the laws of India. The courts at Hyderabad, Telangana have exclusive jurisdiction over any dispute.
11. Contact
Transakt, Riviera Apartment, Door No 6-3-347/9, Flat 507, Dwarakapuri Colony, Erramanzil, Panjagutta, Hyderabad 500082, Telangana. Telephone 63098 45677.