We are not the lender
Transakt is a loan facilitation firm. We are not a bank or an NBFC and we do not lend. All eligibility, pricing, sanction and disbursement decisions are made by the lender after their own assessment of your profile and documents.
Every tool on this site is indicative
The calculators and eligibility estimators use standard market assumptions and the information you enter. They are useful for understanding roughly where you stand and what drives the answer. They are not a lender’s assessment and they cannot predict one. A lender will look at things no calculator sees, including your actual bank statements, your credit report and their own current appetite.
Rates and amounts
Any interest rate, amount or tenure shown on this site is a range observed in the market, not a rate offered to you and not a rate Transakt can commit to. Market ranges are reviewed periodically and may be out of date at the moment you read them.
What we never claim
We do not offer guaranteed approval, assured sanction, instant sanction, loans without documents, loans without a credit check, or the lowest interest rate in the market. If you see any of those claims anywhere attributed to Transakt, it is not from us — please tell us.
The AI assistant
The assistant provides general information and indicative guidance based on the content of this website. It does not give financial, tax or legal advice, it cannot approve anything, and it may occasionally be wrong. Anything that matters should be confirmed with an advisor.
Not financial advice
Nothing on this website is investment, tax or legal advice. Borrowing decisions carry real consequences, particularly where property is offered as security. Consider your own circumstances and take professional advice where appropriate.